SRC operates an originate-to-distribute (OTD) model for mortgage originations. As our trusted Partner, you will originate loans conforming to SRC Eligibility Criteria, at the time of origination, and off-load the loans at the pre-agreed minimum seasoning period as specified by SAMA.

SRC provides cost-efficient financing to cover the seasoning period to further enhance the profitability of this OTD arrangement.

SRC provides pre-approval of loans to ensure conformity prior to origination, providing you with assurance of future off-loading, locking in profits and stability in business forecasting and planning.

This OTD model provides you with a new capital-light volume-based revenue stream helping boost profitability, unlock unlimited origination capacity while reducing customer acquisition costs and expanding customer engagement to increase market share.

Please get in touch with your SRC contact representative for further details on SRC’s LTFR program.